Se Mas Microfinanzas

Puerto Vallarta • Riviera Nayarit 

Sé Más is a microfinance organization that works in Bahia de Banderas, Nayarit, providing group loans to support micro enterprises.

Our mission is to offer quality financial services – coupled with financial education – that respond to the needs of low income families and can help them to significantly improve their economic situation.

Our vision is that our financial services and financial education programs will act as a catalyst to boost and keep our clients out of poverty, allowing them to provide a better quality of life for their families.

Sé Más is a social enterprise that provides group loans to support micro enterprises. We place a heavy focus on financial education and business development skills, working closely with clients to help them build solutions for a better quality of life over the long-term.

We provide loans to small businesses through the solidarity loan group model. Individual business owners come together with a group of at least five trusted friends to apply for loans.

Loans for each individual range from 1,000 to 8,000 pesos. Groups pay back their loans over 16 weeks in weekly installments deposited at a bank. Typical loans might be used to buy inventory for a small grocery store, fishing nets, or new tables and chairs for a taco stand.

Our model is unique in its heavy focus on financial education. Clients are provided with four hours of financial literacy training before loans are disbursed, and a weekly session on business development skills during the loan cycle. The focus on education helps ensure that clients are able to use our financial products to improve their financial stability and increase their income.

Our Objectives:

• Focus on financial education to teach families how to use financial services responsibly in order to increase income, manage life-cycle events and cope with emergencies.

• Operate through a business model that insures our own financial stability and enables us to scale our operations to serve additional clients.

• Provide a distinctive range of quality financial services specifically designed to meet the needs of low income families.
• Create significant development impact and quantify that impact through rigorous social impact monitoring and evaluation.

• Adhere to current best practices in microfinance and constantly integrate advances in the sector into our operations.

• Be an employer of choice for local talent and provide employees with professional development opportunities.

• Share key learnings with other institutions to stimulate adoption of best practices.

Se Mas Microfinanzas Partners


Investours is a non-profit organization launched in 2008 that provides tourists with the opportunity to learn about microfinance and interact directly with our clients to learn about their business. At the end of the tour, an entrepreneur is selected by the tourists to receive an interest free loan funded through the tour fees. Investours started running tours in collaboration with Sé Más and PEACE in December 2010.

For more information or to participate in a tour, contact

Last updated: August 3, 2017 · Charity ID: 603

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